In the early 1920s, most Americans still paid for things in full at the time of purchase — even houses and cars. However, by the end of the decade, 60% of consumer purchases were made on an installment plan. A combination of rapid growth, rising real incomes, low...read more
I’m an economist. Thus, if you ask me about a company’s prospects, I will pose three questions. 1. Do the company’s products offer value that customers will pay for? 2. Can the company profit that value at a profit? 3. How easy or difficult is it for a competitor to...read more
As someone who’s spent a lot of time outside the country, I’ve seen a variety of health care systems. Many countries have a quality of health care that’s just as good as the U.S. — but it’s cheaper, and outcomes are better. In these countries, insurance is designed...read more
Today’s questions relate to the issues of offshore living and offshore investing. Residence outside the United States remains an important wealth and lifestyle management strategy. So, the reader asks: Question #1: Have you found Portugal to be a good place for expats...read more
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